The Hardship Exception to the Medicaid Penalty Period: Rare But Possible
If you transfer assets within five years of applying for Medicaid, you will likely be subject to a period of ineligibility. There is an exception, however, if enforcing the penalty period would cause the applicant an “undue hardship.”
How Your IRA Can Benefit Both Your Heirs and Charity
Do you want to use your IRA to help a charity, but also benefit your heirs? Instead of leaving your IRA directly to your children, you can leave it to a charitable remainder unitrust (CRUT) while still benefiting your children.
Should an Annuity Be Part of Your Retirement Planning?
Annuities can be valuable retirement and longevity planning tools, but they are complex financial products that can be misused.
