How Does the Medicaid Look-Back Period Work?
One area that causes a lot of confusion with regard to Medicaid is the look-back period. What exactly does the look-back period mean for Medicaid applicants?
Check your Documents
Anytime I execute new estate planning documents with clients I remind them to check the documents every year at the start of the New Year to be sure that they still meet their needs. There are additions to families, subtractions, job changes and life changes that often necessitate new beneficiaries, executors and trustees. I give […]
Hybrid Policies Allow You to Have Your Long-Term Care Insurance Cake and Eat It, Too
An increasingly popular hybrid product combines life insurance with long-term care coverage and offers buyers solutions to a number of problems that have kept people from buying traditional long-term care policies.
Problems with Guardianship Abuse Leading to Calls for Reform
A growing problem with adult guardianship abuse is causing calls to reform the system. Vulnerable elderly can get caught in the guardianship system, being harmed and exploited by the very process that is supposed to protect them.
Have you planned for you Digital Assets?
Have you planned for you Digital Assets? Many New Year resolutions involve completion of estate planning documents. I have previously written about the importance of such documents so I will not reiterate here other than to say if you do not have them, why are you waiting? For those who do have estate planning documents […]
10 Ways the Elderly Can Avoid Financial Abuse
Increased dependency due to illness, disability or cognitive impairments can make seniors susceptible to financial abuse. Here are some steps seniors or their loved ones can take to prevent financial abuse.